Your home is the largest thing you own. Treat it that way.
Mortgage, property tax, insurance, repairs, utilities, and rental income — watched in one place, categorized automatically, ready for your accountant.
A financial layer built for the reality of owning property — not a generic expense tracker. Holm knows the difference between a capital improvement and a repair. It knows property tax schedules by county.
How it works
Connect the accounts
Link the accounts that touch your home — or drag in receipts. Holm categorizes automatically.
Auto-categorization
Holm attaches each expense to the system it touched. Capital improvements vs repairs get the right treatment.
See the whole picture
Net monthly cost, cost basis, equity, and (for rentals) your real return. Export your accountant will thank you for.
Why it matters
- The IRS cares where the money went. Now so does your filing cabinet.
- Refinance decisions stop being gut calls.
- For rentals, your real return stops being "whatever Zillow said."
An Excel file named `home_stuff_v7_FINAL.xlsx`.
A number. Updated.
Holm doesn't replace your accountant. It gets you to the meeting with the right data.